We have seen the light and also have another option when it comes to figuring out payments.  A very simple and yet effective Real Estate Mortgage Calculator.  With the Adjustable Rate Mortgages mostly a thing of the past and fixed interest Rates, it serves our Clients very well.

It is a good gauge only – if you need to get ‘”Real Numbers” based on today’s interest rate and your very own income and Fico scores – then you need to speak with a Lending Professional  I would make the trip to your own bank and inquire about obtaining a home loan.  Get copies of your credit report and a good faith estimate at your highest amount and 50K less (depending on your local real estate market).

That should be a better indication of where you need to be when looking for Real Estate.  We are Paris911 and Hope to serve you well with anything Real Estate Related.

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